Fetch price increase:
what owners actually paid
Updated
From state rate filings
No owner reports yet. Add your Fetch renewal to show what owners actually paid.
By pet age
| Age | Median | Reports |
|---|---|---|
| Puppy/kitten–2 yrs | — | 0 |
| 3–5 yrs | — | 0 |
| 6–8 yrs | — | 0 |
| 9+ yrs | — | 0 |
By claims filed this past year
| Claims | Median | Reports |
|---|---|---|
| No claims | Not enough reports yet | 0 |
| 1 claim | Not enough reports yet | 0 |
| 2 or more claims | Not enough reports yet | 0 |
Optional question on the form. A median shows once a row has 5+ reports.
Filed rate changes
| State | Date | Avg change | Status | Source |
|---|---|---|---|---|
| CA | Approved 2026-03-12 | +12.9% | Approved AXIS Insurance Company | CDI 25-2417 / SERFF AXSS-G134459223 California Department of Insurance, Rate Filing Approval/Closed List AXIS 'Pet Health Ins. Prog.'; AXIS underwrites Fetch policies in the U.S. |
From public state insurance rate filings (state DOI lists and SERFF) and news reports that quote them. Where we have the regulator's own record we link it first; "(summary)" links a news write-up. A filed average is across all policyholders, so one pet's increase can be very different.
Common questions
How much is Fetch raising prices?
We don't have enough owner reports for Fetch yet to give a reliable number. Adding yours helps everyone.
Why did my Fetch premium go up?
Most pet insurers raise premiums each year as your pet ages, and also when vet costs rise in your area. Increases are filed with state regulators, which is why they vary by state.
Should I switch from Fetch?
Here is what typically changes when you move to a new insurer. A new policy usually treats any condition your pet already has, or had recently, as pre-existing and excludes it. New policies typically start with waiting periods before accident and illness coverage begins. The new premium is priced on your pet's current age, plus the deductible and reimbursement level you pick.