Pet insurance rate increases by state

Updated

Insurers file rate changes with each state's insurance regulator. Here are the filings we've found, state by state, each linked to its source.

States with rate filings

StateFilingsHighest filedMost recent
California13+85% ManyPets+30.7% Lemonade, 2027-02-14
Florida6+27.1% Figo+19.5% Lemonade, 2026-11-18
Georgia4+30% Lemonade+20.4% Trupanion, 2027-02-01
New Jersey4+38.4% Lemonade+35% MetLife, 2027-04-30
Tennessee3+27.4% Trupanion+27.4% Trupanion, 2026-11-01
New York2+25% Lemonade+9.5% Lemonade, 2025-12-11
North Carolina1-8.2% Nationwide-8.2% Nationwide, 2026-08-27

All states

States with fewer than 2 filings still have a page, with owner reports and a link to the state regulator.