Pet insurance rate increases in New Jersey
Updated
We found 4 filings from 4 insurers in New Jersey. A filing is the average change an insurer asked the state for, or got approved, across all its policyholders. Your own renewal can be higher or lower, mostly because of your pet's age.
+38.4%highest filed (Lemonade, 2026-09-18)
+35%most recent (MetLife, 2027-04-30)
4filings from 4 insurers
Filed rate changes in New Jersey
| Insurer | Date | Avg change | Status | Source |
|---|---|---|---|---|
| MetLife Pet | Effective 2027-04-30 Renewals 2027-06-14 | +35% | Filed Metropolitan General Insurance Company | ERRRA: MetLife NJ pet filing ERRRA Indicated 62%; individual changes range 12% to 38%. New business Apr 30, 2027; renewals Jun 14, 2027. |
| Figo | Effective 2026-10-01 | +17.6% | Filed Independence American Insurance Company | ERRRA: Figo NJ filing ERRRA Indicated 38.6%; individual changes range 8.2% to 25%. |
| Lemonade | Effective 2026-09-18 | +38.4% | Filed Lemonade Insurance Company | ERRRA: Lemonade NJ pet filing ERRRA Requested effective date for renewal business. |
| Pets Best | Effective 2026-08-15 | +16% | Under review Independence American Insurance Company | ERRRA: Pets Best NJ filing ERRRA Renewals only (closed book). Under review as of Jun 8, 2026 per source. |
From public state insurance rate filings (state DOI lists and SERFF) and news reports that quote them. Where we have the regulator's own record we link it first; "(summary)" links a news write-up. A filed average is across all policyholders, so one pet's increase can be very different.
What owners in New Jersey reported
No owner reports from New Jersey yet. We show a median once there are 5.
Insurers with New Jersey filings
Check the state regulator
The New Jersey Department of Banking and Insurance oversees insurers in New Jersey. Visit the regulator.