Pet insurance rate increases in Georgia
Updated
We found 4 filings from 3 insurers in Georgia. A filing is the average change an insurer asked the state for, or got approved, across all its policyholders. Your own renewal can be higher or lower, mostly because of your pet's age.
+30%highest filed (Lemonade, 2027-01-20)
+20.4%most recent (Trupanion, 2027-02-01)
4filings from 3 insurers
Filed rate changes in Georgia
| Insurer | Date | Avg change | Status | Source |
|---|---|---|---|---|
| Trupanion | Effective 2027-02-01 | +20.4% | Filed American Pet Insurance Company Trupanion for Chewy Health | ERRRA: Chewy pet program filings ERRRA Chewy-branded program underwritten by Trupanion's American Pet Insurance Company. |
| Lemonade | Effective 2027-01-20 Renewals 2027-02-20 | +30% | Filed Lemonade Insurance Company | ERRRA: Lemonade GA pet filing ERRRA Proposed: new business Jan 20, 2027; renewals Feb 20, 2027. |
| Trupanion | Effective 2026-05-01 | +9.5% | Approved American Pet Insurance Company | Insurify: Georgia pet insurance hikes Insurify News |
| Embrace | Effective 2026-03-15 | 0% | Filed American Modern Home Insurance Company | ERRRA: American Modern GA pet filing ERRRA Overall rate impact neutral; individual premiums vary (renewal increases capped at 20%). |
From public state insurance rate filings (state DOI lists and SERFF) and news reports that quote them. Where we have the regulator's own record we link it first; "(summary)" links a news write-up. A filed average is across all policyholders, so one pet's increase can be very different.
What owners in Georgia reported
No owner reports from Georgia yet. We show a median once there are 5.
Insurers with Georgia filings
Check the state regulator
The Georgia Office of Commissioner of Insurance and Safety Fire oversees insurers in Georgia. Visit the regulator.